Journal

Volume 42 | Number 3 Summer 2007

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Banking Law Reform and Users-Consumers in Developing Economies: Creating an Accessible and Equitable Consumer Base from the “Excluded”

by Joseph J. Norton

Summary

  1. Introduction

  2. Evaluating Banking Sector Legal Reform for Developing Countries: The Past Fifteen Years
    1. Modern Banking Sector Legal Reform as G7/G8 Mandated and as Part of NIFA
    2. NIFA and the Role of International Standards: An Industrialized Country Initiative
  3. Jurisdiction
    1. The Country Studies
    2. FSAPs: One Possible Supporting Pillar for the “Next Generation” of Financial Sector Legal Reform
  4. Two Current Developments of Significance: Microfinancing and Private Industry Participation
    1. Microfinancing
      1. Background
      2. Improvement of Microfinance
      3. The Regulatory Reform
    2. An Example of Non-Regulatory Public-Private Initiative: The Case of South Africa
      1. Background
      2. Responding to the Challenge: The Financial Sector Charter
      3. Implementation Mechanisms
  5. Concluding Observations: The Need for a Suitable Legal-Institutional Infrastructure and Policy Reorientation

Footnotes

For complete footnote citations, download the PDF.

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