Volume 43 | Number 2 Spring 2008
Summary
- Introduction
- U.S. CONSUMERS AND OVER-INDEBTEDNESS
- Going into Debt: In General
- Credit Card Debt
- Housing Debt
- Benefits and Perils of the Democratization of Homeownership
- Current Crisis
- The Consumer’s Right to a Fresh Start
- The Consumer’s Duty to Behave Responsibly: BAPCPA
- BAPCPA’s Success?
- Going into Debt
- Getting out of Debt
- Need for Response
- Crafting a Response: Recognizing Creditor Motivation
- U.S. Response to Consumer Over-Indebtedness
- Disclosure and Consumer Education
- Regulation
- Changing Issuer and Lender Practices
Footnotes
For complete footnote citations, download the PDF.